Pet Insurance Nj Pre Existing Conditions. Hip dysplasia is a common condition for purebred german shepherds. Whether your pet s pre existing condition is curable or not will determine your coverage options for that condition.
Each pet insurer will have its own set of conditions and definitions relating to illnesses or injuries that occur before a policy begins. You can but most standard insurers won t cover any pre existing medical conditions. Unfortunately all pet insurance companies state they specifically exclude conditions that were pre existing prior to enrollment however there is still some hope.
Chronic conditions and pre existing conditions may or may not be covered.
For instance cancer heart disease arthritis and some other very common pet ailments are considered pre existing conditions. Vetsmedicover s lifetime pet insurance policies i e gold platinum and diamond policies policy wording states that pre existing conditions will cease to be considered as pre existing conditions if for twenty four consecutive calendar months. You can still get insurance with run of the mill pet insurers. Hip dysplasia is a common condition for purebred german shepherds.
